Professional, Credit Risk

Closing on: July 01, 2025 at 11:59pm (China Standard Time)
Duty Station: Shanghai, China
Target Market: Global recruitment

Job description for Professional, Credit Risk 

The Risk Management Department manages risks related to NDB’s activities, including credit, market, liquidity and operational risks, following leading practices that are aligned with international standards. The Department provides inputs to strategic financial planning and day-to-day operational decision-making of all types of risk. The Department provides risk management advice to Senior Management and the Board of Directors independently from originating / business units, on the financial risks and non-financial risks, risk premium of the Bank’s transactions and risk-based capital requirements. The Department is responsible for developing and maintaining an effective risk management framework, including policies, procedures, limits, systems, tools, data and techniques across the various elements of life cycle of risk management.

Professional, Credit Risk contributes to the design and implementation of credit risk management services by identifying credit risks issues across programs/projects through the conduct of risk assessments in industries, sectors, countries and borrowers.  Responsible for the end-to-end management of credit risk programs and determining approaches that minimize/mitigate risk exposure while strengthening controls is central to success and builds the reputation of the Bank in risk management.

Duties and Responsibilities: 

• Identify credit risks across programs/projects through the conduct of credit risk assessments in industries, sectors, countries and borrowers and determine approaches to minimize/mitigate risk exposure while strengthening controls.
• Evaluate credit quality of the Bank's project portfolio by assessing industry, sector and country risk, including contributing to early awareness of credit deterioration and communicate mitigation measures.
• Contribute analysis and insight to the formulation and implementation of NDB’s models and methodologies for assessing and mitigating credit risks in accordance with the Bank’s policies and global best practices.
• Knowledge of risk related quantitative models and methodologies (Risk-based Pricing, Expected Credit Loss, Economic Capital, etc.) for assessing and quantifying credit risk in accordance with the Bank’s policies and market best practices.
• Coordinate a team of liaisons from other departments ensuring that Key Risk Indicators are collected to monitor business operations and conduct risk assessment to ensure that preventive and mitigating actions are planned and implemented.
• Analyze and prepare reports on the Bank’s position on credit risk of industries, sectors, countries and borrowers by monitoring risk events and referencing various risk factors, indicators and early warning signals.
• Support senior team members in implementation of credit risk management strategy to ensure alignment and address any gaps that may be identified, including management of program/project portfolios.
• Collaborate with liaisons from other departments to strengthen the development of credit risk inputs, tools and methodologies.
• Provide advice using external references from other IFIs regarding credit risk management practices.
• Collaborate with other IFIs and partner organizations to set-up information exchange mechanisms to allow sharing of effective credit risk management practices.
• Monitor the implementation of credit risk management plans to ensure programs/projects are delivered according to the expected timelines and expected results, in accordance to Bank’s strategy.
• Organize the review and analysis of credit risk activities to ensure timely reporting and escalation of risks to Senior Management and the Board of Directors.
• Organize and review the documentation of credit risk management plans and program/project portfolios to ensure consistency of implementation and compliance to the Bank's established risk management strategy.
• Assess the effectiveness of credit risk models, approaches and tools to improve accuracy in identifying potential risk scenarios affecting Bank portfolios/projects.

Target Skill Profile

Substantive Knowledge

• Render rigorous analysis of specific project/service designs and activities.
• Select project models or service offerings appropriate to client needs and utilizes standard approaches that require limited adaptation and consistent with well-defined program objectives.

Communication Skills

• Demonstrated Skill gained through exposure in presentation.
• Communicate inputs and insights to team that enables the integration of work outputs as part of a coordinated service.
• Engage clients to ensure comprehension of needs and build understanding of project/service delivery standards.

Execution Skills

• Demonstrated Achievement in the execution/delivery of simple programs/services.
• Deliver outputs in a manner consistent with standard timeframes to support the work of others and meet client needs in standard conditions.
• Deliver outputs which are consistent in quality and relevance to client.

Requirements:

• Master’s degree or equivalent in a relevant professional field from a reputed university.
• At least 5 years of relevant experience in a multilateral development bank or equivalent or regulated private sector financial institution with very strong hands-on experience in the Credit risk function.
• Fluency in English essential to communicate in writing and speaking. Knowledge of a second language of a member country desirable.

For candidates based in Russia, if you face any technical difficulties, please email your resume and cover letter to career@ndb.int with the Job Title and Requisition Number in the email subject line.