IDB Invest Credit Risk Management Consultant

Montevideo | Asunción | Santiago

  • Organization: IADB - Inter-American Development Bank
  • Location: Montevideo | Asunción | Santiago
  • Grade: Consultancy - Consultant - Contractors Agreement
  • Occupational Groups:
    • Accounting (Audit, Controlling)
    • Banking and Finance
    • Internal audit, Investigation and Inspection
    • Disaster Management (Preparedness, Resilience, Response and Recovery)
    • Cash-Based Interventions
    • Impact investing, Social venture capital
  • Closing Date: 2025-11-05

Job Description
City:  Asuncion, Montevideo, Santiago
Company:  IDB Invest
Posting End Date:  November 5, 2025

We improve lives

We improve lives

IDB Invest is the private sector arm of the IDB Group and an international financial institution committed to addressing the development needs of Latin America and the Caribbean. Our mission is to support sustainable enterprises and projects that deliver financial results while maximizing social and environmental impact in the region.

IDB Invest operates in 26 countries, structured across four geographic regions and three industry verticals: Infrastructure and Energy, Financial Intermediaries, and Corporates.

In support of a new transformative business model “Originate to Share” our shareholders recently approved a $3.5 billion capitalization. This will allow IDB Invest to significantly scale up its investments, nearly doubling annual financing from approximately $8 billion to $19 billion, and unlocking greater private sector participation to drive development and climate impact across the region.

About this position

We are looking for a Credit Risk Management Consultant with strong experience in the Corporate  Finance including in sectors such as agribusiness, telecommunications, digital economy, tourism, manufacturing, and critical mineral sector.

What you’ll do

  • Support the origination, execution, and monitoring of corporates transactions with significant development impact and provide independent technical risk assessments
  • Identify sensitive areas and issues (to be addressed by various business areas) and offer potential solutions and alternatives.
  • Perform an independent credit risk assessment of complex corporate transactions, reviewing and providing advice on financing structures, financial documents, consultant reports, financial models, and legal documentation.
  • Be part of multidisciplinary teams in the analysis of prospective transactions and make  recommendations to mitigate the identified key credit risks.
  • Review and ratify internal credit risk ratings, considering borrower risks, transaction structure risks, macro/regulatory environment, envisioned probability of default, loss-given default, and expected recoveries.
  • Review the portfolio of non-sovereign guaranteed operations and undertake periodic annual reviews.
  • Prepare written credit risk assessments including a credit recommendation on the counterparty's risk profile/rating.
  • Formulate well-reasoned recommendations and persuasively communicate recommendations at required committees and to senior management.
  • Review and advise the processing of waivers and amendments presented by required
    Divisions.  
  • Work closely with the Special Assets Division on troubled debt restructurings to identify a suitable strategy and steer jointly with partners within IDB Invest recovery efforts and propose loan provisions.
  • Use analytical tools, risk management models and methodologies to measure IDB Invest credit risk exposure for assigned projects and ensure all transactions operate inside of clearly established limits.
  • Cooperate on the preparation and dissemination of good practices and generated knowledge, ensuring colleagues and clients are provided with capacity-building on credit risk management related topics.

What you'll need

  • Education: You hold a master’s degree (or equivalent “Licenciatura”) in Business Administration, Finance, Engineering, or equivalent Discipline.  
  • Experience: You have a minimum of ten years of relevant professional experience in corporate finance. You will also possess proven analytical skills and an ability to seek innovative solutions. 
  • Languages: You are proficient in English and Spanish, spoken and written, is required. Additional knowledge of Portuguese is preferable. 

Requirements

  • Citizenship: You are either a citizen of Chile, Paraguay or Uruguay or with residency or legal permit to work in Chile, Paraguay or Uruguay.
  • Consanguinity: You have no family members (up to the fourth degree of consanguinity and second degree of affinity, including spouse) working at the IDB, IDB Invest, or IDB Lab.

Type of contract and duration

National consultant Full-Time, 36 months.

What we offer

A competitive compensation package

-Leave and vacations: 2 days per month of contract + gender-neutral parental leave.

-Health Insurance: the IDB Group provides a monthly allowance for the purchase of health insurance

-Savings plan: The IDB Group cares about your future, depending on the length of the contract, you will receive a monthly savings plan allowance. 

Hybrid and flexible work schedules

-Development support: We offer learning opportunities to boost your professional profile, such as seminars, 1:1 professional counseling, and much more.

-Health and well-being: Access to our Health Services Center that provides preventive care and health education for employees.

Our culture

At the IDB, we work so everyone brings their best and authentic selves to work while finding their purpose. Our people consistently strive for excellence, and we recognize and celebrate the impact of their contributions.

In our efforts to drive innovation, we intentionally include all voices, cultivate a sense of belonging and champion fairness. We welcome individuals from underrepresented groups to join us and share their unique perspectives.

We ensure that individuals with disabilities are provided reasonable accommodations to participate in the job interview process. If you require an accommodation to complete this application, please email us at.

#IDBInvest

We do our best to provide you the most accurate info, but closing dates may be wrong on our site. Please check on the recruiting organization's page for the exact info. Candidates are responsible for complying with deadlines and are encouraged to submit applications well ahead.
Before applying, please make sure that you have read the requirements for the position and that you qualify.
Applications from non-qualifying applicants will most likely be discarded by the recruiting manager.
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